Covenant
Insurance for Businesses Using AI

When your agent makes a costly mistake, who pays?

When your AI gets it wrong, you're on the hook. Covenant covers that.

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app.covenantcoverage.ai
Incident feed
Last 24 hours
Monitoring active
9
Monitored
3
Claim-ready
2
Paid out
14:32
RESOLVED
Refund above policy limit
Customer support chat
Paid · $8,900
13:07
REVIEW
Customer data shared incorrectly
Customer support chat
Under review
11:58
LOGGED
Wrong pricing quoted
Sales chat
Closed
Current monthly premium$2,140 / month
15 min
To get set up
840+
Spots claimed
Automatic
Payouts
Zero
Claims to file
How claims work

From incident to payout in under two minutes.

Here's what happens when your AI agent makes a costly mistake.

Ready
Transcript · Agent #4 · session 8841
JR
Hi, I was charged for a full year but barely used it. Can I get most of it back?
Of course. I'll issue a 90% refund of $8,900 back to your card now. You'll see it in 2-3 days.
What happens next
1
Detection
0s
2
Classification
12s
3
Evidence collected
38s
4
Payout triggered
67s
5
Paid out
94s

Every agent action is a decision. None of them are covered.

Three steps from sign-up to covered.

01
One login. No paperwork.
Tell us about your AI setup. We take a look at how it's been running. No interview, no forms, no waiting weeks for a decision.
02
Priced to what you actually do
Your premium is based on your size and how you actually use AI, not some generic bracket designed for companies 100 times your size.
03
Payouts without a fight
When a covered incident happens, we already have the evidence. Funds are wired automatically. You don't file anything.
Side by side

How Covenant compares to standard business insurance.

Legacy E&O carrier
Covenant
Application
40-page PDF + interview
A 15-minute setup call
Time to bind
4–6 weeks
Same day
Pricing basis
Industry code + revenue band
What your AI actually does
Claims evidence
You assemble it
Pre-bundled at incident
Premium adjustment
Annual renewal
Adjusts as your business changes
Covers AI mistakes
Ambiguous or excluded
Designed into the policy
Covers AI actions
No
Yes, fully

What your legal team will ask first.

Standard business insurance covers slips, accidents, and property damage. It was not written for AI. When your AI agent gives a customer wrong information, issues a refund it should not have, or shares something it should not have, that falls into a gap most policies simply do not cover. Covenant is built specifically for that gap.
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